2027 COLA tracker
The 2027 COLA is not official until SSA announces it (typically mid-October 2026). Any figure before then is an estimate.
CPI-W Q3 timeline
- July–September 2026 — BLS publishes the three monthly CPI-W readings that feed the COLA formula.
- Mid-October 2026 — SSA announces the 2027 COLA when the September CPI report is released.
- December 1, 2026 — VA rates usually rise by the same percentage.
- January 2027 — adjusted Social Security and SSI payments begin.
SSA COLA · BLS Consumer Price Index. History: COLA overview.
What-if bump calculator
verified 2026-07-30Hypothetical only — enter a guess percentage. This is not the official 2027 COLA.
- Monthly increase
- $45.00
- New monthly amount
- $1,845.00
- New annual
- $22,140.00
Estimate only — actual COLA is announced by SSA (typically mid-October) and applies to Social Security, SSI, and VA rates the following December / January cycle.